Use It or Lose It: Maximize Your Dental Insurance

Use It or Lose It: Maximize Your Dental Insurance

by Alex Hirsch (SU)

As the year is coming to a close, it’s time to make sure you’re not wasting away your health benefits – for example, have you used all of your dental benefits? Act quickly, because another year of dental insurance benefits is about to expire. Now is the time to take advantage!

If you do have dental insurance but you haven’t been making the most out of it this year, it’s time to make an appointment with your dentist to harness that benefit. Your dental benefits actually reset every year, which means that you will have wasted the opportunity if you don’t utilize it by the end of the year. 

Is Dental Insurance the Same as Regular Health Insurance?

It’s easy to assume that dental insurance plans are like medical insurance plans, but they’re actually quite different in how they work. Dental insurance companies provide you with an exact amount to spend on dental care each year, so if you don’t use it, you literally lose it. If someone gives you money with the stipulation that it must be spent by year’s end, wouldn’t you be sure to spend it? 

However, a whopping 36% of Americans do not make a claim on their dental insurance plan in any given year, which means they didn’t have dental care at all that year – not even cleanings. Don’t make the same mistake! Maximize your dental insurance benefits before they expire for the year. Insurance companies make billions of dollars off of the patients who forgo dental care.

How Can I Maximize My Dental Coverage?

Your dental insurance saves you money in the long run, because your dental health and oral health directly impact your overall health. Routine checkups and cleanings ensure the healthiest teeth and mouth possible – and the healthier your mouth is, the easier it will be to prevent teeth problems that require extensive and expensive procedures.

Keep in mind that infections of the gums and mouth can spread to the rest of the body. By having regular cleanings and preventive care, you are actually keeping your body much healthier than if you went without dental care.

If you’re curious to know the exact amount of dental benefits you have, call our office or your insurance company. Standard dental insurance usually covers two routine checkups per year and all preventive services. 

If you have developed cavities and are in need of restorative treatment, schedule it before the end of the year so you can maximize your insurance benefits and get those cavities taken out of your mouth sooner rather than later. Don’t wait until the beginning of next year, when you would need to pay a deductible again.

Use Your Dental Insurance Today!

Don’t let time run out on your dental benefits. Take advantage of your plan and visit us right here in Zelienople, Pennsylvania. At Marion Smile Center, we make our services affordable with various options, so let us explain how that works.

Caring for your dental health and making sure you maximize your dental insurance are important to us, because you have dental insurance for a reason. In our clinic, our goal is to provide a positive experience to each of our patients! Our very own Dr. Mark Marion has been voted as Pittsburgh Magazine Top Dentist year after year and Zelienople’s Best Dentist. 

If you have any questions about your dental insurance or would like to schedule an appointment, please call us today at (724) 452-4300 or request an appointment now. Our friendly team welcomes you to our office!